Free Online Credit Report - How to Get a Legitimate Free Credit Report and Avoid Paying Fees

By Matthew Couch

To get a free online credit report you must first realize why these free credit report companies exist and how they make money. These credit report companies wouldn't be doing all this advertising if they weren't profitable. They make their money by giving consumers a free seven day free trial of their "credit monitoring" service and if you don't cancel your membership within the 7 day period they will automatically enroll you in their credit monitoring service.

They are basically hoping that consumers will enroll in this program which is about $15 a month or that consumers will simply forget to cancel their membership. If you want a legitimate free online credit report all you have to do is sign fill out an application and cancel your membership within 7 days. It's really not that difficult.

If you have never gotten a free online credit report then you are really selling yourself short. There's no legitimate reason why consumers should not get a free report especially when it is free. Mistakes are commonly made on credit reports and you will never really know if your credit score is correct without viewing a free online report.

Identity theft is increasing in claims nationwide. It is estimated that someones identity is stolen every 3 seconds worldwide. You could have your identity stolen from you and never know about it unless you get a free online report. If your identity is stolen, you could have multiple line of credit being charged up right this very second in your name. This often goes unnoticed for people who are not aware or have not ordered a free report. As long as you cancel within the 7 day free trial, you will be able to access this information for free. There's really no excuse for not getting this valuable information.

To get a Free Online Credit Report then check out the following link:

Get a Free Credit Report Today

Matthew Couch is a graduate student of The Ohio State University Fisher College of Business where he majored in finance. His areas of specialization include e-commerce, financial markets, and the payday loan industry. His goal of the majority of these articles is to educate consumers on financial subjects. Hopefully my years of experience in the financial industry will help consumers make wise financial decisions.